Choose an agent to assist you. Most of the time there is no charge to a buyer to use an agent, as buyers’ agents are typically paid from the seller’s agent commission.
Be pre-approved. Meet with a loan officer to determine your buying power (how much home can you afford), and to get pre-approved for a loan. Sellers typically work better with buyers that have a loan pre-approved.
Determine your wants, needs and budget. What style of home, size and price range are you looking for? What neighborhoods do you like?
View properties that meet your criteria. Preview enough homes so you see what is available in the market place.
You've found a home you like. Be prepared to act and proceed quickly. A back up selection may be a good idea if your first choice doesn't work out.
Make an offer to purchase. Work with your agent to help you prepare and present your offer to the seller. Be prepared to negotiate, as counter offers are typical.
Consider having a home inspection done by a professional home inspector. Evaluating the property with a professional inspector will help you locate and address any possible/potential problems that can be dealt with in negotiations with all parties.
Prior to closing have a final walk through. Determine if items included in the purchase agreement remain on the property.
Close on property. Your closer, agent, and loan officer will help you through this process.
Moving in. Congratulations on your new home. Use a checklist to plan your move so you do not forget any details.